Using your Insurance Benefits
Are you making the most of your Chiropractic benefits? Dr. Robin Armstrong from Willowbrook Chiropractic shares valuable tips on insurance coverage, direct billing, and reimbursement.
We want you to make the most of your coverage and ensure that you receive the care you need without unnecessary complications. Dr. Robin explains:
We Direct Bill for Chiropractic including Laser Therapy to: Canada Life, Pacific Blue Cross, Manulife, Sun Life and many others.
If your insurer is not on our direct billing list: You can still be reimbursed by submitting a receipt from our clinic to your insurance provider, either online, an app on your phone or by mail.
You can use your Chiropractic Benefits for Laser Therapy treatment of your achy shoulder, knees or back.
Most benefits plans operate on a 12-month cycle, typically Jan 1 - Dec 31st, but some plans have different start/end dates. Knowing this will help ensure you do not miss out on any available benefits.
Provide your policy or plan number and certificate or ID number before your first visit. You can typically find this information on your insurance card or through an app provided by your insurer.
If you’re covered under a family member's plan or have additional coverage through a family member, we have to first submit to your primary insurer first. If both of your plans are with the same insurer we can sometimes bill to both plans at the same time. If not, we’ll give you a receipt for any balance paid, and you can submit it to your secondary insurer for reimbursement.
For more tips on making the most of your chiropractic coverage, check out the full video. If you have any questions feel free to call our front desk, they are always happy to help.
If you have any questions about this video or need some help feeling better, feel free to reach out to us, Dr. Robin Armstrong or Dr. Jody Freedman. We’re always happy to help. You can book with us online or give us a call.
More Details - All About Using Your Insurance Benefits
Navigating health benefits, particularly when it comes to chiropractic treatments, can seem overwhelming. However, with the right information, you can make the most of your coverage and ensure that you receive the care you need without unnecessary complications.
Understanding Chiropractic Coverage
A key way to maximize your benefits is by utilizing direct billing. At Willowbrook Chiropractic, we offer direct billing to several major insurance companies, including Canada Life, Pacific Blue Cross, Manulife, and Sun Life, among others. This means that our clinic handles the billing directly with your insurer, saving you time and effort. If your insurer is not on our direct billing list, you can still be reimbursed by submitting a receipt from our clinic to your insurance provider, either through mail or an app.
What You Need to Know Before Your First Visit
To ensure a smooth experience, it is important to provide your policy or plan number and certificate or ID number before your first visit. You can typically find this information on your insurance card or through an app provided by your insurer. While we cannot predict the exact coverage for each visit, knowing your plan details in advance will help you anticipate any potential out-of-pocket costs.
Coverage Periods and Plan Details
It’s essential to understand the specifics of your insurance plan. Most plans operate on a 12-month cycle, but the coverage period may vary depending on whether your provider uses a calendar year or another 12-month cycle. Knowing this will help ensure you do not miss out on any available benefits.
Submitting Claims for Secondary Coverage
If you’re covered under a family member's plan or have additional coverage through MSP, make sure to submit your claims to the primary insurer first. You can then submit receipts to your secondary insurer for reimbursement.
Book Your Appointment with Ease
If you’re ready to book an appointment or have further questions, Willowbrook Chiropractic offers online booking for your convenience. You can also contact our front desk for any assistance regarding billing or coverage questions.
Maximizing your chiropractic benefits doesn’t have to be complicated. With the right guidance, you can confidently navigate your insurance plan and focus on getting the care you need. For more tips on making the most of your chiropractic coverage, check out the full video. If you have any questions feel free to call our front desk, they are always happy to help! If you want to book an appointment online, visit willowbrookchiropractic.com.
